The law on electronic signature by the Senate
The Senate approved unanimously today to approve a law that catapults electronic commerce on a new layer, consumers and businesses to sign contracts online and know that your e-signature is required , And an ink.The bill, which passed 87 to 0, has already been in the house and now goes to President Clinton, said today it has signed to identify.
The fact that electronic signatures and the legal effects of signatures weight of paper, the new law offers consumers the opportunity to sign legally binding contracts for health insurance, bank loans and brokerage accounts on the Internet around the clock and without delay.
In general, consumers and businesses have to wait days or weeks for the contracts are written on paper, by e-mail, then signed and returned.
While many types of bank accounts, insurance and brokerage accounts can now be opened on the Internet, but they require a signature on the document final approval, that requirement is disappearing. Until now, taxpayers, their taxes electronically with the Internal Revenue Service still needed to file a piece of paper with his signature.
Financial institutions and insurance companies expected to save billions of dollars a year by abolishing fees for the establishment of paperwork and mailing. Most data are stored electronically, is the need for a huge storage of files.
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